Start investing with as little as $200.

EasyVest is an automated investment management tool that provides you with a tailored plan to help you save more or start building wealth. EasyVest is an ideal solution for Seaboard members who are newer to investing, are wanting to invest in smaller amounts.

EasyVest is simple.

Your EasyVest profile and account can be set up in minutes and for as little as $200. Then, after answering a few basic questions about yourself and your financial goals, a recommended and custom investment strategy will be provided to you.

Your recommended investment strategy is created using EasyVest’s automated robo/digital advisor that constantly processes and analyzes live market data, helping to optimize your portfolio based on your goals.

Get started.

EasyVest* is available through your Seaboard Home Banking or Mobile App account. Simply log in and select the option EasyVest.

Client Account Agreement and Disclosure Statement

You can click here or on the button below to download the EasyVest Client Account Agreement and Disclosure Statement as a PDF file. If you have any questions regarding the information presented in the PDF please contact a client service specialist at InvestSupport@AccessSoftek.com.

Client Account Agreement and Disclosure Statement

Frequently Asked Questions

Is there a minimum amount required to use EasyVest?

The minimum initial deposit required is $200. Once you open your account, you must maintain a balance of at least $200.

Are there any fees for using EasyVest?

The Advisory Fee is 0.5% per year of the value of the account, or 0.042% per month, subject to a minimum fee of $0.50 per month. Fees will be charged on the first day of each calendar month.

Is it possible that my investment account may lose money?

As with any investment, there is a risk that you may lose your investment. Should the market value of your account decline, your account may lose value. However, portfolios managed within an EasyVest account are rebalanced monthly to maintain the level of risk that aligns with a member’s goals.

What does it mean for an account to be rebalanced?

Rebalancing is the practice of moving funds between exchange traded funds (ETFs) over time to align the overall investment strategy with a member’s financial goals. Each ETF is a diversified investment that changes over time. As ETFs change, they may become more or less closely aligned with an investor’s financial desire. When that happens, money is moved around to ensure it is being invested most appropriately. Rebalancing is done monthly.

What kind of account does EasyVest open?

When using EasyVest, you create an investment account that invests in securities. Your account is not a Seaboard FCU share. The investment account is held at DriveWealth, LLC, a securities brokerage firm that is not associated with Seaboard FCU. The account is managed by Access Softek Advisory Services, LLC, which is also not affiliated with Seaboard FCU.

What is automated investment management?

Automated investment management is a data-driven, algorithmic approach to investing. By understanding things about an investor, like their financial goals and risk tolerance, the automated system is able to process and analyze significant amounts of data in real time to make frequent enhancements to an investor's portfolio. This helps ensure that all money invested in the portfolio is being put to the best possible use according to the investor's profile.

Is my investment protected by insurance?

Your investment account is not protected by NCUA Insurance against loss. Accounts at DriveWealth, LLC, are insured by the Securities Investor Protection Corporation, which protects investment accounts should DriveWealth experience financial difficulty. However, SIPC insurance does not protect your account against loss caused by market decline.

Is my money secure?

DriveWealth, which provides brokerage services through EasyVest to Seaboard FCU members, is an SEC-registered broker-dealer and a member of FINRA/SIPC, a regulator for all securities firms doing business in the United States.

What if I decide to close my account?

If, at any point, you would like to close your EasyVest account, please contact the team by email at InvestSupport@AccessSoftek.com. You will be charged any remaining fees if your account is closed before the billing cycle ends. All recurring and/or scheduled deposits and withdrawals will be cancelled. Processing may be delayed up to one full business day to accommodate possible ACH transfers.

The final balance from your closed account will be transferred back to your Seaboard FCU account by ACH deposit, which may take up to 3 – 5 business days. You may not close your account until it has been open for at least 30 days.

How many investment accounts can one member own within EasyVest?

EasyVest supports multiple investment accounts.

Can a Seaboard FCU member open a joint investment account?

EasyVest does not currently support joint investment accounts. However, you may add beneficiary's during the setup process.

Can a Seaboard FCU member open a company, partnership, or LLC investment account?

EasyVest does not currently support company, partnership, and LLC investment accounts.

How can I receive additional support?

If you are not able to find what you need on www.seaboardfcu.com, you may email a client service specialist at InvestSupport@AccessSoftek.com.

* Non-deposit investment products are not NCUA / NCUSIF / FDIC or otherwise federally insured, are not guarantees or obligations of Seaboard FCU, and may involve investment risk including possible loss of principal. Seaboard Federal Credit Union has partnered with Access Softek Advisory Services LLC and DriveWealth LLC, a SEC registered broker-dealer and member FINRA/SIPC. We are Access Softek Advisory Services, LLC, an investment adviser that is not affiliated with your credit union. We will help you set up an investment account, including selecting investments that match your financial situation, and you can track your new account through your existing online account. Your account will be held at Drive Wealth, LLC, an independent broker/dealer that is not affiliated with your credit union.

177 Main Street, Bucksport
(207) 469-6341

200 Main Street, Ellsworth
(207) 667-8285

2410 Route 2, Hermon
(207) 848-9995

Routing Number: 211287586

Equal Housing Opportunity NCUA Member
© 2024 Seaboard Federal Credit Union.
Design and Hosting provided by PHD Consulting, a Maine company.